University of the Cumberlands

Williamsburg, KY · Private nonprofit · 6,941 undergrads (medium, town) · website ↗

Baptist
Test scores not considered
No application fee

What you'll actually pay

Average net price per year — tuition, fees, room & board minus grant and scholarship aid — for in-state students by household income.

Household income	Avg net price / year
Under $30,000	$10,736
$30,000 – $48,000	$11,147
$48,000 – $75,000	$12,572
$75,000 – $110,000	$16,441
Over $110,000	$18,846
All incomes (average)	$14,107

Sticker tuition and fees: $9,875 in-state — before aid, from the same earlier College Scorecard release as the net prices above.

These are averages. For an estimate for your family, use University of the Cumberlands's own net price calculator — every college that takes federal student aid must publish one.

Net price calculator ↗

Other costs of attendance, 2025–26

The college's own estimate for a full-time undergraduate for the year, before aid, from the October 2026 College Scorecard. It is a newer year than the tuition and net prices above, so don't add the two together.

Housing and meals, on campus	$9,300
Housing and meals, off campus (not with family)	$13,365
Other expenses, on campus	$7,296
Other expenses, off campus	$8,408

Grants and loans for first-year students, 2022–23

What the college reported for its full-time, first-time students (648 of them) in 2022–23; 100% got some kind of aid, loans included. Each average is over the students who received that kind of aid, not over everyone. It is an older year than the 2025–26 costs above.

Type of aid	Students awarded	Average amount
Any grant or scholarshipFederal, state, local and the college's own	100%	$13,109
Federal Pell GrantNeed-based, from the federal government	57%	$8,016
The college's own grants and scholarshipsNeed- or merit-based, funded by the college	69%	$3,906
Federal student loansBorrowed by the student; repaid with interest. No Parent PLUS or private loans	74%	$2,301

IPEDS, U.S. Department of Education, Student Financial Aid 2022–23 (SFA2223, provisional release); full-time, first-time degree- or certificate-seeking undergraduates; public domain.

Admissions & outcomes

Acceptance rate: 99%
Average SAT: —
Median ACT: 21
Students with Pell grants: 53%
Graduation rate (6yr): 50%
Freshman retention: 74%
Median earnings @ 10yr: $45,036
Median debt at graduation: $14,911
International undergrads: 0 (0%)

For comparison, the median across all 1,596 four-year colleges on this site: graduation rate 56%, earnings ten years after entering $54,869, debt at graduation $23,250.

Admission policy, test scores and teaching

SAT/ACT policy: Not considered
Application fee: None
Students per faculty member: 23 to 1
Faculty who are full-time: 23%
Open admission: No

What the college considers in admission decisions, fall 2023

How the college said it used each item when deciding on first-time, degree- or certificate-seeking applicants for fall 2023. For SAT and ACT scores, see the fall 2024 policy above.

High school GPA	Required
High school class rank	Considered if submitted
High school record	Required
Completion of a college-preparatory program	Not considered
Recommendations	Considered if submitted
Formal demonstration of competencies (e.g. portfolio)	Not considered
English proficiency test (for applicable students)	Required
Other test (Wonderlic, WISC-III, etc.)	Not considered
Work experience	Not considered
Personal statement or essay	Considered if submitted
Legacy status	Not considered

First-time applicants: 4,281
Admitted: 3,056
Enrolled: 645

Counts of first-time, degree- or certificate-seeking students, including early decision and early action. The acceptance rate higher up this page comes from a different College Scorecard release, so it may not match these counts.

IPEDS, U.S. Department of Education, Admissions 2023–24 (ADM2023, provisional release), fall 2023; open admission from IPEDS Institutional Characteristics 2023–24 (revised); public domain.

Most popular fields of study

Share of bachelor's degrees awarded.

Business18%

Health & Nursing12%

Psychology10%

Education8%

Computer Science7%

Kinesiology & Sports Science7%

Criminal Justice5%

Biology & Life Sciences2%

Communications & Media2%

English & Literature1%

Earnings and debt by field of study

Median annual earnings of graduates who received federal student aid and were working, not studying: one year after completing (graduates of 2020–21 and 2021–22) and four years after (2017–18 and 2018–19), measured in 2022 and 2023 and shown in 2024 dollars. Median debt is federal Direct and Grad PLUS loans borrowed at this college by 2022–23 and 2023–24 graduates; it leaves out Parent PLUS and private loans. “National” is the median for the same field and credential across all US colleges.

Bachelor's degrees (14)

Field of study	Degrees awarded 2023–24	Earnings, 1 yr after	Earnings, 4 yrs after	Median federal debt
Liberal Arts and Sciences, General Studies and Humanities	266	$34,990	—national $53,072	$12,584
Business/Commerce, General	186	$49,515	$59,760national $68,407	$14,834
Psychology, General	144	$37,108	$40,751national $50,706	$17,750
Teacher Education and Professional Development, Specific Levels and Methods	140	$36,737	$40,093national $47,382	$15,785
Sports, Kinesiology, and Physical Education/Fitness	131	$35,543	$45,660national $54,562	$17,080
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	88	$80,606	$94,183national $88,910	$11,033
Human Services, General	82	$40,405	$37,823national $48,597	$17,296
Accounting and Related Services	61	$48,401	—national $76,194	$11,481
Computer and Information Sciences, General	60	$49,376	—national $92,374	$15,512
Mental and Social Health Services and Allied Professions	56	$35,839	$45,061national $52,119	$14,569
Criminal Justice and Corrections	49	$40,957	$41,785national $55,378	$17,819
Biology, General	36	$29,143	$59,702national $57,214	$13,566
Religious Education	32	$37,510	$39,211national $43,633	$18,934
Communication and Media Studies	18	—	$40,699national $56,359	—

Associate degrees (2)

Field of study	Degrees awarded 2023–24	Earnings, 1 yr after	Earnings, 4 yrs after	Median federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	56	$67,143	—national $80,813	$13,903
Business/Commerce, General	23	—	—national $49,927	$12,818

Master's degrees (16)

Field of study	Degrees awarded 2023–24	Earnings, 1 yr after	Earnings, 4 yrs after	Median federal debt
Teacher Education and Professional Development, Specific Levels and Methods	520	$41,133	$45,849national $59,916	$29,632
Management Sciences and Quantitative Methods	479	$75,882	—national $124,807	—
Business Administration, Management and Operations	450	$66,256	$76,452national $103,485	$22,550
Special Education and Teaching	304	$46,631	—national $64,397	$31,044
Computer/Information Technology Administration and Management	288	$95,033	—national $121,855	$22,906
Educational Administration and Supervision	282	$59,181	$61,352national $71,685	$24,608
Student Counseling and Personnel Services	223	$52,132	$52,175national $60,111	$27,333
Clinical, Counseling and Applied Psychology	206	$49,566	$54,874national $65,184	$45,305
Curriculum and Instruction	169	$45,674	$48,120national $63,399	$17,792
Teacher Education and Professional Development, Specific Subject Areas	150	$43,732	$47,846national $63,707	$20,500
Health Services/Allied Health/Health Sciences, General	64	$46,545	—national $78,149	—
Allied Health Diagnostic, Intervention, and Treatment Professions	56	$110,667	$118,251national $127,347	$140,192
Criminal Justice and Corrections	49	$71,200	—national $66,714	$29,226
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	23	$101,403	—national $120,193	$41,000
Bible/Biblical Studies	15	$54,663	—national $56,028	—
Sports, Kinesiology, and Physical Education/Fitness	0	—	—national $62,033	$13,750

Doctoral degrees (5)

Field of study	Degrees awarded 2023–24	Earnings, 1 yr after	Earnings, 4 yrs after	Median federal debt
Business Administration, Management and Operations	184	$90,307	$98,100national $113,566	$44,858
Educational Administration and Supervision	112	$85,778	$92,853national $100,573	$32,492
Computer and Information Sciences, General	84	$161,669	—national $154,538	$46,616
Clinical, Counseling and Applied Psychology	41	$86,304	—national $99,878	$45,684
Student Counseling and Personnel Services	—	—	—national $83,794	$22,766

A dash means the Department of Education suppressed the figure because too few graduates were measured — not zero. 43 more programmes at this college have every figure suppressed and are not listed.

Contact and accreditation

Address: 6191 College Station Drive, Williamsburg, KY 40769
Phone: (606) 549-2200
Institutional accreditor: Southern Association of Colleges and Schools Commission on Colleges

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Sources: U.S. Department of Education College Scorecard (most recent cohorts) and IPEDS Fall Enrolment for international student counts. College Scorecard, October 2026 release: net price calculator link, mission flags and religious affiliation (2025–26), enrolment shares, test policy, SAT/ACT ranges and student-to-faculty ratio (fall 2024), cost-of-attendance components (2025–26), and earnings and debt by field of study. IPEDS Institutional Characteristics 2023–24 for the application fee and the IPEDS 2024 directory for the phone number. IPEDS Admissions 2023–24 (ADM2023, provisional release) for admission requirements and first-time applicants, admits and enrolments (fall 2023). IPEDS Student Financial Aid 2022–23 (SFA2223, provisional release) for grants and loans to full-time, first-time students. All are U.S. Department of Education data in the public domain. Verify current costs and requirements with the school.

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